Banking
Best Business Bank Accounts
Monthly fees, transaction limits and accounting integrations.
Last updated June 2026 · Fact-checked by the Finance Trio research desk
Advertising disclosure: we may earn a commission when you open an account through a link on this page. Rankings are determined by our published scoring model, not by compensation.
Our Top Pick
Editor's Choice
Best overall value
Highest user rating
At a glance
| Provider | Award | Rating | Pricing | Apply |
|---|---|---|---|---|
| RBC Digital Choice Business AccountRBC Royal Bank · Canada | Best big-bank option (Canada) | 4.4 | From $5 / mo | |
| EQ Bank Business AccountEQ Bank · Canada | Best no-fee option (Canada) | 4.3 | No monthly fee | |
| Novo Business CheckingNovo (Middlesex Federal Savings) · US | Best for freelancers (US) | 4.4 | No monthly fee | |
| Chase Business Complete BankingChase · US | Best full-service (US) | 4.3 | $15 / mo (waivable) |
The picks in detail
- 4.4
Best big-bank option (Canada)
RBC Digital Choice Business Account
Low-fee digital business banking with Canada's largest branch network behind it.
Pros
- Scales with your business
- Full branch access
- Strong integrations
Cons
- Transaction limits on cheap tiers
- E-transfer fees on some plans
- 4.3
Best no-fee option (Canada)
EQ Bank Business Account
High interest on business balances with no monthly fee.
Pros
- Earns interest
- No monthly fee
- Free e-transfers
Cons
- No cash deposits
- Newer product
- 4.4
Best for freelancers (US)
Novo Business Checking
Fee-free business checking with Stripe, Shopify and QuickBooks integrations.
Pros
- No fees or minimums
- Great app
- Invoicing built in
Cons
- No cash deposits
- Online only
- 4.3
Best full-service (US)
Chase Business Complete Banking
Nationwide branches, built-in card acceptance and same-day deposits.
Pros
- Huge branch/ATM network
- Merchant services included
- Fee easy to waive
Cons
- Fee if balance drops
- Transaction limits
Frequently asked questions
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