Financial calculators
Free and instant. Everything runs in your browser — save a result for later or share a link that reopens your exact numbers.
Budget Calculator
Where the money goes each month, and what's left to put to work.
Total spending
$3,700
Essentials $2,750
Left over
$1,500
Send this to savings or debt
Savings rate
29%
Ahead of the 20% benchmark
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Debt Payoff Calculator
How long until the balance hits zero — and what an extra payment buys you.
Debt free in
3y 6m
42 payments · $4,770 interest
With $100 extra
2y 7m
Saves $1,320 and 11 months
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Savings Goal Calculator
How long a goal takes, including the interest your savings earn.
Time to goal
2y 9m
$21,000 to go
Interest earned
$1,558
Compounded monthly
Out of pocket
$23,800
Your own contributions
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Net Worth Calculator
The single number that tracks real progress over time.
Assets
Liabilities
Total assets
$495,000
Total liabilities
$312,200
Net worth
$182,800
$60,000 of it is liquid
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Compound Interest Calculator
See what steady investing turns into.
Future value
$433,663
Growth
$278,663
You contribute $155,000
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Mortgage Calculator
Monthly principal and interest on a fixed rate.
Monthly payment
$3,116
Principal + interest only
Lifetime interest
$414,826
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Emergency Fund Calculator
Your cushion target and time to reach it.
Target fund
$19,200
Time to fully funded
38 months
$15,200 to go
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FIRE Calculator
Financial Independence, Retire Early. Calculate when your portfolio can fund your life.
FIRE Number
$1,125,000
4% withdrawal rule
Years to FIRE
15 years
Target Age: 45
Monthly Savings
$3,333
47.1% savings rate
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Saved results
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Nothing saved yet — hit Save on any calculator above to keep a snapshot of your result.
Frequently asked questions
Common questions about our free financial calculators.