Investing
Best Investment Apps
Commission structures, account types and research tools for new investors.
Last updated June 2026 · Fact-checked by the Finance Trio research desk
Advertising disclosure: we may earn a commission when you open an account through a link on this page. Rankings are determined by our published scoring model, not by compensation.
Our Top Pick
Editor's Choice
Best overall value
Highest user rating
At a glance
| Provider | Award | Rating | Pricing | Apply |
|---|---|---|---|---|
| Wealthsimple TradeWealthsimple · Canada | Best for beginners (Canada) | 4.6 | $0 commissions on stocks/ETFs | |
| QuestradeQuestrade · Canada | Best full-featured (Canada) | 4.5 | $0 ETF buys; stocks from $4.95 | |
| FidelityFidelity Investments · US | Best overall (US) | 4.8 | $0 stock/ETF trades | |
| Charles SchwabCharles Schwab · US | Best for long-term investors (US) | 4.7 | $0 stock/ETF trades |
The picks in detail
- 4.6
Best for beginners (Canada)
Wealthsimple Trade
Commission-free Canadian and US stocks with fractional shares.
Pros
- No commissions
- Fractional shares
- TFSA/RRSP/FHSA support
Cons
- 1.5% currency conversion fee
- Limited research tools
- 4.5
Best full-featured (Canada)
Questrade
Low-cost trading with every registered account type and strong tools.
Pros
- Free ETF purchases
- All account types
- USD accounts (Norbert's gambit)
Cons
- Inactivity fee under $1,000
- Steeper learning curve
- 4.8
Best overall (US)
Fidelity
Zero commissions, zero account fees, and best-in-class research.
Pros
- No payment for order flow on stocks
- Excellent research
- Fractional shares
Cons
- App can feel dense
- No crypto trading in main app
- 4.7
Best for long-term investors (US)
Charles Schwab
Full-service brokerage with $0 trades, great funds and 24/7 support.
Pros
- Strong fund lineup
- Branch access
- thinkorswim platform
Cons
- Fractional shares limited to S&P 500
- Higher margin rates
Frequently asked questions
How we build this comparison and keep it current.