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Finance Trio

Taxes

Best Tax Software

Free tiers, self-employed support and audit protection compared.

Last updated April 2026 · Fact-checked by the Finance Trio research desk

Advertising disclosure: we may earn a commission when you open an account through a link on this page. Rankings are determined by our published scoring model, not by compensation.

Our Top Pick
Editor's Choice
Best overall value
Highest user rating

At a glance

Comparison of top picks
ProviderAwardRatingPricingApply
Wealthsimple TaxWealthsimple · CanadaBest value (Canada)4.6Pay what you want (including $0)
TurboTax CanadaIntuit · CanadaMost guidance (Canada)4.4Free–$99+
FreeTaxUSATaxHawk · USBest value (US)4.5Federal free; state $14.99
TurboTaxIntuit · USMost guidance (US)4.4Free–$129+ federal

The picks in detail

  • Best value (Canada)

    Wealthsimple Tax

    4.6

    Clean, NETFILE-certified filing with auto-fill from the CRA.

    Pros

    • Effectively free
    • CRA auto-fill
    • Handles self-employment

    Cons

    • Limited phone support
    • No Quebec provincial experts on chat
  • Most guidance (Canada)

    TurboTax Canada

    4.4

    The most hand-holding, with live expert help available.

    Pros

    • Step-by-step interview
    • Expert review options
    • Handles complex returns

    Cons

    • Upsells
    • Pricey for self-employed
  • Best value (US)

    FreeTaxUSA

    4.5

    Free federal filing for nearly every situation, including self-employment.

    Pros

    • Free federal even for complex returns
    • Cheap state filing
    • No upsell maze

    Cons

    • Plain interface
    • Limited import options
  • Most guidance (US)

    TurboTax

    4.4

    Best-in-class interview flow and live expert options.

    Pros

    • Excellent W-2/1099 import
    • Live expert help
    • Audit support tiers

    Cons

    • Expensive for investors/self-employed
    • Aggressive upsells

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